Digital Wallet Statistics: A digital wallet, often called an e-wallet or mobile wallet, is a software, online service, or electronic tool that lets people make digital transactions by using digital money to pay for goods and services. Their use has grown quickly worldwide in recent years, driven by e-commerce, tap-and-go payments, and mobile banking. As cash and even physical cards are used less often, digital wallets are becoming central to the move toward a cashless economy.

Most retail commerce brands are entering 2026 with more complexity than clarity. Spend is spread across more platforms, customer journeys now span multiple purchase destinations, and automation is reshaping how performance is delivered -yet many teams are still planning with fragmented reporting and incomplete visibility.

How the strongest retail commerce brands will execute record-breaking performance in 2026

Cross-border payments underpin global trade, remittances and economic growth. Improving their speed, transparency and cost is a shared priority for the global financial community. To support this, the G20 and the Financial Stability Board (FSB) defined a set of global targets to enhance how money moves across borders by 2027. Swift continues to play an active role in supporting this progress, working with the global community to strengthen existing infrastructure, improve data quality and drive greater coordination across the ecosystem. This page explains what the G20 goals are, why they matter and how the global payments ecosystem is progressing towards them.

The latest State of Search report, created in collaboration with Rand Fishkin, CEO of  SparkToro, examines how people are searching, discovering, and engaging online, drawing on large-scale clickstream data from millions of real users across the US, EU, and UK.

This report includes:

AI-driven search adoption

Usage trends across ChatGPT, Gemini, Perplexity, and other AI tools and early signals from Google AI Mode

Despite continued pressure on margins and growth, renewed momentum is emerging in European grocery in 2026—with private label, adjacencies, M&A, and AI opening new pockets of opportunity. The year 2025 was characterized by low-growth stabilization under sustained profitability pressure. In Europe, grocery sales grew by 3.4 percent—consumer prices continued to increase moderately by 2.9 percent, while volume grew by 0.6 percent, with marginal downtrading at –0.1 percent. While cost and margin pressure remained the top concern for CEOs, overall executive sentiment improved, with a majority expecting market conditions to remain stable or improve. Consumer behavior also showed emerging markers of stabilization, with only limited shifts in spending patterns compared to 2024—private label continued to gain relevance, reaching a 40 percent share, while growth of online shopping decelerated.

This report synthesizes consumer behavior and other market insights across a dozen major destination markets in Europe, North America and Australia, some of Landmark Global’s key destination countries, to help e-tailers understand where expectations converge, where operational choices matter most, and how e-logistics performance increasingly determines success in cross-border expansion.

What you’ll find inside:

The rules for online product returns differ significantly in the E.U. and the U.S. Distance buying in the European Union includes a statutory right of withdrawal. Consumers can cancel an online purchase within 14 days of delivery without giving a reason, subject to exceptions such as personalized goods and perishables. The rule applies across member states and forms part of the legal structure of ecommerce transactions.

LLMs have become one of the most powerful forces in commerce. Shoppers are using ChatGPT, Copilot, Gemini, and others to research products, compare options, and make purchase decisions—often without visiting your website until they’re ready to purchase (or at all).  

To understand how this shift is playing out, Rithum and Industry Dive surveyed 1K+ U.S. and U.K. online shoppers.