If your business is expanding into new markets, there’s a lot to consider — including your identity verification (IDV) strategy. Here’s everything you need to be thinking about to successfully scale your business globally.

Read this guide and learn about:

Why it’s never too early to think about your IDV strategy when expanding to new markets.

Where global IDV is particularly nuanced with real-world examples.

Fraud is becoming more expansive. Merchants reported experiencing 4 different types of fraud, up from prior years. Read the 2025 Payments & Fraud Report to see how fraud evolved in 2024 – and how merchants are handling it. The Global Payments & Fraud Report is an educational, free report compiled by the Merchant Risk Council, Verifi and Cybersource that conveys transparent and unbiased research. The report outlines the latest industry fraud data and management methods used by merchants.

Retailers worldwide are doubling down on technology to drive growth, efficiency, and customer loyalty in 2025. But with so many tools on the market, which investments are truly game-changing? The  TechShop ‘25 Report  reveals the top  10 retail tech priorities  based on exclusive insights from 1,500+ retailers across the UK, US, and Australia.

Inside, you’ll discover:

• The most in-demand retail tech investments for 2025

Are you prepared to protect your business from the threats of direct debit cybercrime and fraud? Discover how implementing robust security measures for your SEPA Direct Debit transactions can safeguard your revenue and enhance customer trust.

Brands and merchants are heading into the new year worried about prices and making the right decisions about AI adoption. Retailers increasingly are turning to AI solutions to address their biggest challenges, including supply chain, e-commerce, marketing, and product returns, and to drive growth.

Sales during the holiday season were significantly better than expected, and full-year sales growth for 2024 was up 3.6%, beating forecasts. But instead of resting on their successes, retail executives who gathered at the annual National Retail Federation’s convention to kick off 2025 said they will have to work even harder this year to drive growth.

The 2025 Global Payments & Fraud Report is your go-to resource for understanding the latest trends shaping eCommerce. Based on our annual global survey of 1,000+ eCommerce merchants, this report provides insights from businesses of all sizes—SMBs, mid-market, and enterprise merchants—across 35+ countries in North America, Europe, Asia-Pacific (APAC), and Latin America (LATAM).

With a data-driven approach, the report explores emerging payment trends, evolving fraud threats, and strategic insights to help you optimize payment performance, reduce fraud losses, and refine risk management strategies in an increasingly complex global market.

As if return fraud weren’t daunting enough by itself. One of the fastest rising trends in the first-party fraud category involves wardrobing, or buying items and wearing them with the intention of returning them for full price later on. Why is this such a big deal in eCommerce? And, what can you do to stop it? Let’s find out.

Wardrobing: How to Stop Buyers From Using & Returning Your Goods

At its core, wardrobing is a form of first-party fraud. It happens when a shopper buys an item that they intend to use or wear just once, then return it to get their money back.

As 2024 draws to a close, businesses face an increasingly hostile environment in the battle against fraud. Driven by rapid technological advancement and evolving regulatory landscapes, organisations seek new ways to prevent and detect highly sophisticated attacks. Experian’s 2024 Global Fraud Reportoffers a deep dive into the current state of fraud, revealing critical insights and strategies businesses must adopt to stay ahead of fraudsters.