The payments industry is entering a critical new phase, where speed, security, and intelligence are no longer optional. Financial institutions must adapt to future trends in payments that prioritize real-time processing, AI-driven decision-making, and proactive fraud prevention. Customers now expect instant payments through rails like RTP®, FedNow®, and ACH, and regulators demand stronger compliance and risk management. Institutions that modernize their payment infrastructure today will secure a competitive advantage for the future.

Our latest report surveyed over 5,000 consumers and business decision-makers across the globe to understand their preferences for shopping online and sharing data. What we found? Consumers today want digital experiences to feel frictionless and easy — without sacrificing security or increasing chances of fraud. An almost impossible balancing act.  

Learn how to improve the transaction experience with insights on: 

The future of identity verification is full of pitfalls—and potential. As digital transactions become increasingly vulnerable to emerging threats, the demand for secure, frictionless customer assessment will only grow. To identify and prevent threats in real time without disrupting the customer experience, organizations must embrace best-in-class technologies and innovative solutions.

Our report, “Building trust, boosting growth,” dissects the transformative power of identity verification and shares actionable insights for unlocking new opportunities. Discover how AI-powered fraud prevention solutions can help not only tackle fraud but also navigate the complexities of identity, identifying more genuine customers —faster.

Checkout is no longer just the final step in a transaction — it’s where customers decide if they’ll return. And increasingly, it’s where artificial intelligence (AI) is raising the bar. Whether you run a neighborhood boutique or a growing e-commerce brand, AI is transforming the checkout experience from a routine transaction into a powerful competitive advantage. It’s driving faster, more flexible and more secure payment experiences while delivering the personalization today’s consumers expect.

Customers mode of paying for goods and services has been revolutionized completely in the recent past. From the cash and check dominance to the emergence of digital wallets, cryptocurrencies, and Buy Now, Pay Later products, the payment landscape in retail is more complex and diversified than ever.

With this innovation, the increased threat of security comes into picture. Hacking, fraud, and theft of data are a big concern for both consumers and retailers.

If you know anything at all about chargebacks, you know they’re bad news for merchants. How bad? Well, the answer to that question is a little complicated. Accurate chargeback statistics can be difficult to pin down. Verifiable information on the state of chargebacks is scarce, and the information that is available can be contradictory. It’s hard to paint a detailed picture…but that doesn’t mean we shouldn’t try.

If your business is expanding into new markets, there’s a lot to consider — including your identity verification (IDV) strategy. Here’s everything you need to be thinking about to successfully scale your business globally.

Read this guide and learn about:

Why it’s never too early to think about your IDV strategy when expanding to new markets.

Where global IDV is particularly nuanced with real-world examples.

Fraud is becoming more expansive. Merchants reported experiencing 4 different types of fraud, up from prior years. Read the 2025 Payments & Fraud Report to see how fraud evolved in 2024 – and how merchants are handling it. The Global Payments & Fraud Report is an educational, free report compiled by the Merchant Risk Council, Verifi and Cybersource that conveys transparent and unbiased research. The report outlines the latest industry fraud data and management methods used by merchants.