State of fraud and returns report 2025

Discover the critical ecommerce fraud trends shaping 2025, from the surge in returns and card testing attacks to the industrialization of fraud and the impact of agentic commerce. The ecommerce fraud landscape is constantly shifting and fraudsters are constantly innovating. As a result, fraud pressure increased 13% by value in 2025, according to Signifyd data.

This report offers insights into the latest fraud schemes and protection. We look at the latest in return fraud, agentic commerce and explore regional trends in North America, the UK, Europe and Latin America.